January 22, 2025 public notices Carroll County Newsleader

NOTICE OF SUBSTITUTE

TRUSTEE’S SALE

WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated March 21, 2019, executed by FRANK W MCCORD and ELIZABETH A. MCCORD conveying certain real property therein described to HOLMES RICH AND SIGLER, as Trustee, as same appears of record in the Register`s Office of Carroll County, Tennessee recorded March 28, 2019, in Deed Book 677, Page 1105; and

WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Tennessee Housing Development Agency who is now the owner of said debt; and

WHEREAS, the undersigned, Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Carroll County, Tennessee.

NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on February 6, 2025 at 3:00 PM at the Front Steps of the Carroll County Courthouse, Huntingdon, Tennessee, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Carroll County, Tennessee, to wit:

ALL THAT PROPERTY SITUATE IN THE COUNTY OF CARROLL AND STATE OF TENNESSEE DESCRIBED

AS:

BEGINNING AT A STAKE IN THE WEST MARGIN OF AN UNNAMED COUNTY BLACKTOP ROAD (SAID MARGIN BEING 17.5

FEET FROM THE CENTER), SAID STAKE BEING 807.5 FEET NORTHWEST OF THE CENTER OF THE STEWART BLACKTOP

ROAD; THENCE SOUTH 73 DEGREES 35 MINUTES 46 SECONDS WEST 187 FEET TO A STAKE; THENCE SOUTH 42

DEGREES 52 MINUTES 6 SECONDS EAST 190 FEET TO A STAKE; THENCE NORTH 41 DEGREES 30 MINUTES EAST 170

FEET TO A POINT IN THE WEST MARGIN OF SAID BLACKTOP ROAD; THENCE NORTH 44 DEGREES WEST 90 FEET TO

THE POINT OF BEGINNING. BEING THE SAME PROPERTY CONVEYED TO FRANK W. MCCORD AND WIFE, ELIZABETH A. MCCORD BY DEED OF LARRY WOOD AND BARBARA WOOD TOLLEY AND OF RECORD IN DEED BOOK 387, PAGE 524, IN THE REGISTER`S OFFICE OF CARROLL COUNTY, TENNESSEE.

Parcel ID: 100-038.02

PROPERTY ADDRESS: The street address of the property is believed to be 110 GLOVER ST, ATWOOD, TN 38220. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.

CURRENT OWNER(S): FRANK W MCCORD, ELIZABETH A. MCCORD

OTHER INTERESTED PARTIES:

SECRETARY OF HOUSING AND URBAN DEVELOPMENT , TENNESSEE HOUSING DEVELOPMENT AGENCY ("THDA")

The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Rubin Lublin TN, PLLC,

Substitute Trustee

3145 Avalon Ridge Place, Suite 100

Peachtree Corners, GA 30071

rlselaw.com/property-listing

Tel: (877) 813-0992

Fax: (470) 508-9401

01/08,15,22/2025

PUBLIC AUCTION

2003 Dodge Durango VIN#1D4HR48N23F572871, 2003 Ford Explorer VIN#1FMYU60E53UB55951, 2006 Toyota Corolla VIN#JTDBR32E860059279 on January 31st at 9:00 A.M. R&R Towing LLC 21380 E. Main St., Huntingdon, TN 38344. Cash Bids only.

01/22

IN THE CHANCERY COURT

OF CARROLL COUNTY, TENNESSEE

NOTICE TO CREDITORS

As Required by

TCA 30-2-306

PROBATE CASE NO: 2025PE3

ESTATE OF: HELEN JOY WATKINSS, LATE OF CARROLL COUNTY, TENNESSEE.

Notice is hereby given that on the 8TH day of JANUARY, 2025, Letters Testamentary, of Administration, in respect to the Estate of HELEN JOY WATKINS deceased, who died OCTOBER 15TH, 2024, were issued to the undersigned by the Chancery Court Clerk and Master of Carroll County, Tennessee. All persons, resident and non-resident, having claims, matured or unmatured, against the Estate are required to file the same with the Clerk of the above-named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred:

(1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before date that is four (4) months from the date of the first publication (or posting); or

(B) Sixty (60) days from the date the creditor received an actual copy of the Notice to Creditors, if the creditor received a copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of the first publication (or posting) as described in (1) (A); or

(2) Twelve (12) months from the decedent’s date of death.

All persons indebted to the above Estate must come forward and make proper settlement with the undersigned at once.

This 8TH day of JANUARY, 2025

This notice will run two consecutive weeks.

File claims in triplicate with:

Kenneth Todd-Clerk & Master

99 Court Square, Suite 105

Huntingdon, TN 38344

Joe Ray Watkins &

Steven B. Watkins

Executor/Administrator

ROBERT T. KEETON III

Attorney

KENNETH TODD

Clerk & Master

01/22, 29

NOTICE OF SUBSTITUTE

TRUSTEES SALE

WHEREAS, James R. Bell, a single person, his heirs and assigns, by Deed of Trust (the “Deed of Trust”), dated October 21, 2005, and recorded on November 7, 2005, in Trust Deed Book 541, Pages 1050, or as Instrument Number 111052 in the Register of Deeds Office of Carroll County, Tennessee, conveyed to Robert M. Wilson, Jr., Trustee, the hereinafter described real property to secure the payment of a certain Promissory Note (the “Note”) described in the Deed of Trust, which Note was payable to, Countrywide Bank, N.A., which the aforementioned Deed of Trust was subsequently assigned to RRA CP Opportunity Trust 1, dated 12/09/2024 and recorded on 12/18/2024 in Trust Deed Book 748, Page 437 or as Instrument Number 206452, and;

WHEREAS, McPhail Sanchez, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded in Trust Deed Book 748, Page 768 or as Instrument Number 206570, Carroll County, Tennessee

WHEREAS, default has been made in the payment of the Note; and

WHEREAS, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust.

NOW, THEREFORE, notice is hereby given that an agent of McPhail Sanchez, LLC, Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, on 02/19/2025 at 2pm at the East Court House Door of the Carroll County Courthouse located at 99 Court Square, Huntingdon, TN 38344 will be sold to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Carrol County, Tennessee, described as follows:

The following described real estate situated in the 21st Civil District of

Carroll County, Tennessee, and better described as follows, to-wit:

Map 79J, Group C, Parcel 19.00

Beginning on a 1” pipe found in the East Margin of Harts Mill Road (17” from centerline), said point being the Southwest Corner of Sam Inman (DB 137 Pg 207); Thence with Inman, and then Samuel Tolley North 88 degrees 22 minutes 59 seconds East 229.64' to a 1” pipe found; Thence continuing with Tolley, closed

Smith St., and J. H. Pegram, South 02 degrees 12 minutes 30 seconds East 105.27 to 1” square iron stake, said point being the Northeast Corner of Donna Burton; Thence with the North Line of Burton South 84 degrees 50 minutes 17 seconds West 233.57 to a 1” pipe found at a power pole in the East Margin of Harts Mill Street; Thence with said margin North 00 degrees 28 minutes 17 seconds West 119.73' to the Point of Beginning, containing 0.60 acre. description taken from survey made by Terry W. Smith Land Surveying, TN RLS # 1688, dated October 28, 2003.

Being the same parcel conveyed to James R. Bell from Mike Tolley and Barbara Tolley by virtue of a Deed dated October 31, 2003 recorded November 4, 2003 in Instrument No. 98525 in Deed Book 319, Page 29 in Carroll County, Tennessee.

With the appurtenances thereto.

The street address of the above described property is believed to be 130 Harts Mill Rd, Atwood, TN 38220but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

Owner of Property: James R. Bell, a single person, his heirs and assigns

Property ID: 009 079J C 019.00 000

This sale is subject to any unpaid taxes, if any, any prior liens or encumbrances, leases, easements and all other matters which take priority over the deed of trust under which this foreclosure sale is conducted, including but not limited to the priority of any fixture filing. If the U.S. Department of the Treasury/Internal Revenue Service, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as interested parties in the advertisement, then the notice of this foreclosure is being given to them, and the sale will be subject to the applicable governmental entities right to redeem the property, all as required by 26 U.S.C. 7425 and T.C.A. 67-1-1433. The notice requirements of T.C.A. 35-5-101 et seq. have been met.

The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The trustee/substitute trustee reserves the right to rescind the sale.

This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.

All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.

Publication Dates: January 22, 2025, January 29, 2025 & February 5, 2025.

McPhail Sanchez, LLC,

Substitute Trustee

126 Government Street

Mobile, AL 36602

251-438-2333

01/22, 29-02/05